By: Lisa Hostetler Brown, Managing Attorney, LawyerLisa Expert Answer: (Hint: It might not be Johnny!)Setting up an irrevocable trust is often a smart and effective way to protect your assets from long-term care costs, especially when pre-planning for Medicaid eligibility. However, this strategy works only if you choose the rightContinue Reading
By Lisa Hostetler Brown, LawyerLisa Ask the Expert: How Do I Plan When My Children and Stepchildren Don’t Get Along? Expert Answer: Blended families are more common than ever, and with them come unique challenges—especially when it comes to estate planning. While love may bring families together, differing expectations, loyaltyContinue Reading
By: Lisa Hostetler Brown, Certified Elder Law Attorney*, LawyerLisa Ask the Expert: Can Annuities Help with Long-Term Care Planning? Expert Answer: As an elder law attorney, one of the questions I often receive from clients planning for retirement or long-term care is about annuities—what they are, how they work, andContinue Reading
By JB Beckett, Beckett Financial Group As we head into 2025, many Americans are prioritizing financial stability by focusing on two key goals: building emergency savings and reducing debt. These steps are vital as the economy continues to recover, offering a safety net against unexpected expenses like layoffs, home repairs,Continue Reading
By Mike DuBose Previously, we focused on the largest family expenses—housing, transportation, and food. Let’s continue. Automobile and Home Insurance zaps 20 percent of household costs. Rates are based on multiple variables, so independent agents can compare different companies’ deals. Scott Mosely of Irmo Insurance reported families often don’t communicateContinue Reading
By Mike DuBose With prices soaring, saving is a critical lifestyle for living comfortably, preparing for unexpected expenses, and achieving secure retirements. Previously, we shared broad saving categories—seeking deals, developing budgets, and striving to be debt free. Let’s continue our journey. Homes: If planning to buy real estate, markets areContinue Reading
McGregor Presbyterian Church will be offering a series of workshops in late October and early November on topics that are important to the senior community. The three workshops will feature speakers on the following subjects: October 26: Wills, Trusts, Avoiding Probate; November 2: Durable Power of Attorney, Living Wills, HealthcareContinue Reading
Wallick Investments, LLC’s faith, and factor-based separately managed account, Fidelis, was recategorized by Morningstar from Large-Cap Value to Mid-Cap Blend. As of March 31, 2021, WI Fidelis received a 5-star Morningstar RatingTM among 135 Mid-Cap Blend products for 3-year performance, and a 4-star Morningstar Rating for 5-year and Overall risk-adjusted-performance.Continue Reading
It’s never too early to start thinking about and preparing for college! To assist parents of elementary through middle school students with this process, Parent Advocates for Gifted Education in Lexington-Richland School District Five (PAGE Five) will host a webinar entitled “How to Plan and Pay for College 101” onContinue Reading